These Terms of Service ("Terms") govern your use of the websites, services, and communications provided by Retirement Ready 101 and the licensed independent insurance agents who use this platform ("we," "us," or "our"). By accessing our website or registering for our services, you agree to be bound by these Terms.
Retirement Ready 101 connects individuals with licensed, independent insurance agents who provide free educational seminars, webinars, and one-on-one consultations to help people understand their Medicare and retirement planning options. Our services include:
There is never any cost to you for our services. Agents using this platform are compensated by insurance carriers when you choose to enroll in a plan through them.
By opting in to SMS communications, you agree to the following terms:
Age restriction: you must be at least 18 years of age to opt in to SMS communications from us.
No sharing of SMS data: we do not sell, rent, or share your mobile phone number or SMS consent information with third parties for marketing purposes.
You must be at least 18 years of age to use our services or register for our events. Our services are designed for individuals approaching or currently enrolled in Medicare, or otherwise planning for retirement.
All seminars, webinars, and consultations provided through this platform are educational in nature. Attendance at our events does not obligate you to purchase any insurance product or enroll in any plan. There is no sales pressure and no cost to attend.
We make every effort to provide accurate and up-to-date information about Medicare and retirement planning options. However, plans, costs, and coverage change periodically. The information provided at our events reflects current plan information available at the time of the event. Always verify plan details with the carrier before enrolling.
Agents using this platform are licensed, independent insurance agents. They represent multiple insurance carriers and are not employed by or affiliated with any single insurance company, or with the federal government or Medicare program. Their goal is to help you find the plan that best fits your individual situation.
We provide educational information to help you make informed decisions. We are not liable for any decisions made based on information provided at our events or through our communications. Final enrollment decisions are your responsibility.
Carriers are not liable for delayed or undelivered SMS messages. We are not responsible for any charges incurred from your mobile carrier related to SMS messages.
All content on our websites, including text, graphics, and educational materials, is the property of Retirement Ready 101 and may not be reproduced without written permission.
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.
We reserve the right to update these Terms at any time. We will notify you of significant changes by posting the updated Terms on this page with a new effective date. Continued use of our services after any changes constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the state in which the agent providing your service is licensed to operate, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of that state.
If you have any questions about these Terms of Service, please contact us:
Retirement Ready 101
Email: [email protected]
Website: www.retirementready101.org
For SMS help, reply HELP to any message.
To opt out of SMS, reply STOP to any message.